Blink is a native mobile app for everyday crypto payments. Bluetooth Tap-to-Pay and Scan-to-Pay (QR) — with instant USD or Naira settlement for merchants.
Built on Stellar: open infrastructure, programmable money, and settlement that keeps merchants out of volatility.
Hold stablecoins in a wallet you control — no bank card required.
Pay in person by connecting over Bluetooth: fast retail checkout without copying wallet addresses.
Dynamic or static QR codes, plus SEP-0007-compatible deep links for universal pay and online checkout.
Automatic conversion across Stellar assets so you spend in crypto while rails optimize the path.
Sign transactions locally with biometrics — your keys stay on your device.
Transactions confirm in seconds on Stellar — quick enough for real-world queues and counters.
Today's digital payments run on closed rails: cards, intermediaries, and platforms that exclude billions without reliable banking access. Even when you hold crypto, everyday commerce often means cashing out first — and verifying long wallet addresses is a pain at the counter.
Blink lets people pay with crypto in the real world via Bluetooth and QR, while merchants price in USD or Naira and receive instant fiat settlement — powered by Stellar as an open, global payment rail.
Bluetooth for fast in-person retail; QR for everywhere else. Same Stellar settlement underneath.
The merchant enters the amount in USD (or your supported fiat). The POS or Blink merchant app emits a Bluetooth payment request or QR with amount, asset, and memo.
The payer pairs over Bluetooth (in-store) or scans the QR. The transaction is reviewed and signed locally on the phone — no shared custody.
Blink submits the signed transaction to blockchain. Path payments handle FX across assets when needed; confirmation targets under five seconds.
Merchants receive USD instantly (T+0 balance updates). Anchor-based bank payouts can follow on T+1 or T+2 — without holding crypto on the books.
Lower fees and open infrastructure for users who want to spend crypto; instant fiat settlement and simple onboarding for merchants.
Crypto-native spenders, underbanked users, and cross-border travelers who want tap-or-scan checkout without cards.
SMEs and retail businesses that want to accept crypto at the counter while settling in USD or Naira.
E-commerce and cross-border sellers using QR, APIs, and POS integrations with dashboard, balances, and payout history.
Questions about Bluetooth Tap-to-Pay, merchant settlement, or the Stellar stack? Reach out — we'll respond as soon as we can.